Getting  a loan request funded is up to the discretion of individual lending members in the SoLo community.  SoLo does not approve or deny any loans as it is completely up to individual lending members on which loans they decide to fund.  

1) Borrowing members choose how much and when they pay, including if they want to add an optional tip to the lending member or donation to SoLo. Borrowing members have 100% optionality and control over the terms of their loan, and any amount paid in addition to the loan principal is voluntary. Electing not to tip or donate has no impact on a member’s ability to request a loan, nor does the SoLo platform give a member preferential treatment for including a tip or donation. The default tip is $0.00 and requires entry.

If you would like to change the tip (0% being the lowest and 12% being the highest) and you have an active loan request, you will need to cancel the existing request by going to your profile > current tab > loan card. 

Loan requests will expire from the marketplace if a loan is 5 days away from the selected due date.

2) Pay your loans back in full and on time. This will increase your SoLo score which is an in-app risk score. The higher your score, the more trust future lenders will have in you as a borrower.

3) Write a compelling description of why you need the money, but keep it brief. "Bills" is probably not going to stand out as much as "Water bill", "Electric bill" or "Car repairs".